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  #151  
Old 06-19-2008, 08:21 PM
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  #152  
Old 06-20-2008, 05:11 AM
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  #153  
Old 06-20-2008, 06:40 PM
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  #154  
Old 06-21-2008, 07:27 AM
PefPhemnsurne PefPhemnsurne is offline
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  #155  
Old 06-21-2008, 07:44 AM
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  #156  
Old 06-21-2008, 07:52 AM
PoecyHefe PoecyHefe is offline
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Post ипотека. то о чём умалчивают

Итак, 4 годами ранее мы с супругом взяли ипотеку (5млн. руб. брали эту суму потому что надеялись, что наши совместные доходы возрастут). 4 года мы платили всё чётко по графику. И вот наконец пришло долгожданное время, когда доходы и у меня, и у супруга выросли, притом резко. Мы решили, что нужно побыстрее решить проблемы с кредитом и жить, как говорится спокойно. Отложили Н-ую сумму + помогли родственники и собрались выплачивать досрочно, но не тут-то было…Придя в банк, нас обрадовали, что за досрочные погашения мы обязаны заплатить банку комиссию в размере 7% (от 5 млн. руб это 350тыс руб, т.е. сумма не маленькая).
Вот теперь и думаем а стоит ли выплачивать заранее? Да, с одной стороны, несмотря на штраф, мы выиграем по процентам, но всё-таки я считаю, что это наглость брать деньги за досрочное погашение. Но мы сами виноваты, не внимательно читали договор…

В общем ситуация как в анекдоте:
Фразу “Нужен кредит? Нет проблем!”, нужно читать так “Нет проблем? Возьми кредит!”

А мораль сей басни такова:
1)Ипотека это зло, не связывайтесь с ней, если нет крайней необходимости(проверено на своём опыте).
2)Внимательнее нужно читать договоры…
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  #157  
Old 06-21-2008, 07:51 PM
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  #158  
Old 06-21-2008, 09:38 PM
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  #159  
Old 06-24-2008, 04:42 AM
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Old 06-24-2008, 05:14 AM
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